There has never been as much emphasis placed on credit scores as there is now.  Therefore, it’s extremely important  you are aware of the items appearing on your own personal credit report.  Credit scores are impacted by many things and in order to get the best credit score you need to make sure you have accurate information on yours.  Please be advised that consumers are entitled to free credit reports from the official web site.  Here is the direct link: https://www.annualcreditreport.com/cra/index.jsp

AnnualCreditReport.com is a centralized service for consumers to request free annual credit reports. It was created by the three nationwide consumer credit reporting companies - Equifax, Experian and TransUnion.

AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

AnnualCreditReport.com offers consumers a fast and convenient way to request, view and print their credit reports in a secure Internet environment. We also provide options to request reports by telephone and by mail.

AnnualCreditReport.com is the only service authorized by Equifax, Experian and TransUnion for this purpose. The three nationwide consumer credit reporting companies have always encouraged consumers to regularly review their credit reports.

Please note that, as a security precaution,

• Consumers should never provide their personal information to any other company or person for requesting free annual credit reports under the FACT Act.
• AnnualCreditReport.com will not approach consumers via email, telemarketing or direct mail solicitations.

Your immediate attention to this will ensure that future requests (not only for banking but all other) will be met with timely turn around and expedited results.  I cannot encourage you enough to take advantage of this free service; to not only ensure the accuracy of those reporting your credit, but to ensure that your credit has not been compromised by others.  Because you are entitled to one free credit report from ach of the three reporting companies, might I suggest you stagger each request  four months a part, which will put you on a quarterly basis of receiving a credit report on yourself. 

Thanks for taking time to do this for yourself!

 

Mary Falls
Relationship Manager
Private Banking
Office (513) 824-6106
Mobile (859) 663-0953
Fax (513) 421-0035
Mary.Falls@syb.com
Stock Yards Bank & Trust Co.